One of the primary goals for everyone’s retirement is long-term financial security and independence. This goal is accomplished at the point in time when a person is financially secure enough to live his/her desired lifestyle without the need for a salary or wage. To be financially secure at retirement requires that individuals carefully plan.

Retirement planning requires understanding the basic factors that are involved and the proper interrelationship of all the factors. The major factors include the remaining work life expectancy, the retirement life expectancy, saving concepts, the annual income needed at retirement, the source of retirement income, the income tax rate, the inflation rate, the investment rate of return, and other qualitative factors.

We will help you in determining your goals, objectives, and time horizon. We then analyze whether you are on track to meet your targeted financial independence and suggest any recommended actions if appropriate.